Original topic:

Samsung Wallet and Canadian Debit Card

(Topic created on: 04-24-2025 06:53 AM)
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Tao77
Active Level 6
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Galaxy S
I think this is an easier question but what I would like to know is when I add my debit card to Samsumg Wallet, how does the app know which account to debit?

I ask because I have 3 savings and chequing accounts tied to my debit card. 
3 Comments
Helenna
Moderator
Moderator
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Galaxy S

Hi Tao77,

When you add your Canadian debit card to Samsung Wallet, the app securely uses the same default account your bank has linked to your physical debit card typically your chequing account.

Samsung Wallet does not select or store account details separately. It simply facilitates the payment using the information provided by your bank and the card network.

If you’re unsure which account is being used, we recommend checking with your bank directly. They can confirm which account your debit card draws from and assist you if any changes are needed.

Thank you.

Tao77
Active Level 6
Galaxy S
Thanks Helenna
RedDogRabbit
Expert Level 5
Galaxy S

From Google:

"Samsung Wallet generally uses the primary chequing account associated with a debit card for payments, and if no chequing account is linked, it will access the primary savings account. The last card used automatically becomes the default, but you can also manage your favorite cards and set a default payment card in Samsung Wallet settings".

Good question by the way.